Assure+ Personal Accident Insurance | OCBC Malaysia

Assure+ PA

Shielding you from life's twists and turns

Why you will love this

A personal accident protection plan with a high sum insured limit for Accidental Death

Includes coverage for alternative treatments

Covers medical, hospital and dental expenses in case of an accident

Who can apply

A Malaysian citizen, or a permanent resident of Malaysia or a foreigner legally residing in Malaysia

Aged between 18 and 60 years old

Life’s full of surprises – some good, some not so much. Be ready for even the most unexpected with Assure+ PA.

Assure+ PA is your comprehensive personal accident protection plan. With high sum insured limit for accidental death and coverage for alternative treatments, we’ve got you covered for complete financial peace of mind, no matter what comes your way.

FEATURES AND BENEFITS
Payout in the case of accidental death based on the individual's coverage plan

Accidental death

In the case of accidental death, we will pay a payout within the specified limits of your chosen plan.

In the case of accidental death, we will pay a payout within the specified limits of your chosen plan.

Payout in case of accidental death due to a mosquito bite based on the individual’s coverage plan.

Accidental death due to mosquito bite

In the unfortunate event of accidental death due to a mosquito bite, we will provide a payout within the specified limits of your chosen plan.

In the unfortunate event of accidental death due to a mosquito bite, we will provide a payout within the specified limits of your chosen plan.

Coverage for legal liabilities related to a third-party's injury, death, or property damage caused by an accident.

Personal liability

We provide coverage for your legal liabilities, should an accident caused by you result in the injury or death of a third party, or property damage of a third party.

We provide coverage for your legal liabilities, should an accident caused by you result in the injury or death of a third party, or property damage of a third party.

Coverage for alternative medical expenses including registered Chinese medical treatment, chiropractic treatment and physiotherapy.

Alternative treatment

We will cover your expenses for Registered Chinese Medical Treatment, Chiropractic Treatment or Physiotherapy Treatment in the event of an accident.

We will cover your expenses for Registered Chinese Medical Treatment, Chiropractic Treatment or Physiotherapy Treatment in the event of an accident.

Coverage for medical, dental and hospital expenses in an accident.

Medical expenses

We cover your medical, hospital, and dental expenses in the case of accidents, We also reimburse ambulance fees and medical reports, all within your specified coverage limit.

We cover your medical, hospital, and dental expenses in the case of accidents, We also reimburse ambulance fees and medical reports, all within your specified coverage limit.

Payout for permanent disability within 365 days of an accident.

Permanent disablement

We will provide a payout should you sustain an injury and become permanently disabled within 365 days after an accident.

We will provide a payout should you sustain an injury and become permanently disabled within 365 days after an accident.

CHOOSE YOUR PROTECTION

With Assure+ PA, you can rest assured knowing that you have a dependable safety net to rely on. Get started with our comprehensive range of plans tailored to suit your every lifestyle need.

Notes:

  • Please refer to the benefits, coverage and scale of benefits for death and disablement in the policy contract.
  • The above premium is inclusive of Government Tax, stamp duty and commission paid to OCBC Bank.
BEFORE YOU APPLY

Exclusions

This policy does not cover death or injury caused by the following events:

  • Suicide or attempted suicide while sane or insane.
  • Any field operations undertaken by the military, navy, air force, police or security services, fire-fighting (whether voluntarily or otherwise).
  • Any elective, cosmetic (aesthetic), plastic and/or reconstructive surgery and related treatments.
  • War, radiation or contamination by radioactivity, nuclear weapons material.
  • Terrorism.
  • HIV (Human Immunodeficiency Virus) and/or HIV related illness including AIDS (Acquired Immune Deficiency Syndrome) and/or any mutant derivatives or variations thereof however caused.
  • Childbirth, pregnancy, miscarriage or any complications thereof.
  • Pre-existing illness, physical or mental defects or infirmity.
  • Self-inflicted injury, and provoked murder or assault.
  • Engaging in dangerous activities or sports such as skydiving, horseback polo playing, motor sports rallies, racing etc. whether professionally or semi-professionally.

Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions.


Disclaimer

Terms and conditions apply. The above is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise terms and conditions of the plans are specified in the insurance policy contract. This is a personal accident insurance plan underwritten by Great Eastern General Insurance (Malaysia) Berhad (198301007025) (102249-P) and OCBC Bank (Malaysia) Berhad (199401009721/295400-W) is the distributor of this product. This insurance product is not a bank deposit and is not an obligation of or guaranteed or insured by OCBC Bank (Malaysia) Berhad. Great Eastern General Insurance (Malaysia) Berhad (198301007025) (102249-P) is licensed under the Financial Services Act 2013 and is regulated by Bank Negara Malaysia.

Great Eastern General Insurance (Malaysia) Berhad (198301007025 (102249-P)) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible policy is(are) protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Great Eastern General Insurance (Malaysia) Berhad or visit PIDM website.



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