FIXED DEPOSIT
Secure higher returns with fixed tenures of up to 60 months
Fixed Deposit/-i promotion
Auspicious Chinese New Year rate of 3.65% p.a. with our 6-month Fixed Deposit/-i plus stand a chance to receive RM88* cash reward.
Find out more
Grow your money with attractive Fixed Deposit rates.
Giving you the flexibility to withdraw partially when you need it most while still growing your money with attractive Fixed Deposit rates on your remaining balance.
Rates are indicative only.
For more information on latest Fixed Deposit interest rates offered, please call +603 8317 5000 (Personal Banking enquiries) or 1300 88 7000 (Business Banking enquiries).
Strike fortune with 3.65% p.a. and an RM88* angpao
Scale new heights at the special rate of 3.65% p.a. with our 6-month Fixed Deposit/-i and stand a chance for RM88* cash reward.
Promotional period: 23 January to 2 March 2025.
*After you have made a minimum placement of RM10,000 within the promotion period, you will be in the running to earn an RM88 cash reward subject to selection process as explained in the promotion terms and conditions. The cash reward to be given out in this Promotion is capped at RM49,984.
Terms and conditions apply.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
Eligibility requirements
Minimum age
18 and above
Nationality
Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)
Deposit requirements
Minimum initial deposit
1 month: RM5,000
2- 60 months: RM1,000
Important notices
- Partial withdrawal must be in multiple of RM1,000 with minimum balance of RM1,000 to be maintained in the receipt
- Partial withdrawal applies to Fixed Deposit of 2-month tenures and above only, and can only be done over the counter (OTC) at the Bank's branches
- Partially withdrawn portions of the Fixed Deposit are not entitled to any interest regardless of the number of completed months at the time of withdrawal. Upon maturity, interest at the contracted rate is only payable for the Fixed Deposit amount that is not withdrawn prematurely.
PIDM disclosure
This deposit is protected by PIDM up to RM250,000 for each depositor.
- Deposit protection is automatic.
- PIDM protects depositors holding deposits with banks.
- There is no charge to depositors for deposit insurance protection.
- Should a bank fail, PIDM will promptly reimburse depositors over their deposits.
For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.
Open your Fixed Deposit Account today
or visit us at a branch near you.
Fixed Deposit/-i Terms & Conditions
For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i placed on and after 5 March 2018 no interest/ profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.
Premature withdrawal/early settlement made before 1 January 2019, as well as all placement made before 5 March 2018 will not be affected by this revision.
For New Customers
If you don't have an existing OCBC account, fill in your details to get us to contact you.
For OCBC Customers
If you have Internet Banking access with us, you can log in to OCBC Internet Banking and apply with just a few clicks.