Fixed Deposit | OCBC Bank

FIXED DEPOSIT

Secure higher returns with fixed tenures of up to 60 months

Why you will love this

Enjoy up to 2.55% interest a year

Enjoy the flexibility of making partial withdrawal, while the remaining balance continues to enjoy high interest rates

Flexibility to choose the maturity period, ranging from 1 to 60 months, with a pre-determined interest rate

Who can apply

Age 18 and above

For individuals below 18, an in-trust account under a parent/guardian's name is required

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Apply now
 

Fixed Deposit-i promotion
Celebrate Raya with our Fixed Deposit-i festive rate of 3.70% p.a. for 6 months and boost your financial journey with us.
Find out more

 

Fixed Deposit-i promotion
Celebrate Raya with our Fixed Deposit-i festive rate of 3.70% p.a. for 6 months and boost your financial journey with us.
Find out more

Grow your money with attractive Fixed Deposit rates.

Fixed Deposit Rates

Giving you the flexibility to withdraw partially when you need it most while still growing your money with attractive Fixed Deposit rates on your remaining balance.

Rates are indicative only.

For more information on latest Fixed Deposit interest rates offered, please call +603 8317 5000 (Personal Banking enquiries) or 1300 88 7000 (Business Banking enquiries).

Current promotion
Pave the way with Raya rewards

Pave the way with Raya rewards

Celebrate with 3.70% p.a. returns. Save smart with our Fixed Deposit-i festive rate and boost your financial journey with us.

Promotional period: 7 March to 30 April 2025

Learn more

Terms and conditions apply.

BEFORE YOU APPLY

Eligibility requirements

Minimum age

18 and above

Nationality

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Deposit requirements

Minimum initial deposit

1 month: RM5,000

2- 60 months: RM1,000

Terms and conditions

Important notices

PIDM disclosure

ways to apply

Open your Fixed Deposit Account today

Apply now

or visit us at a branch near you.

Locate a branch

Fixed Deposit/-i Terms & Conditions

For Ringgit Fixed Deposit or Ringgit Fixed Deposit-i placed on and after 5 March 2018 no interest/ profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019.

Premature withdrawal/early settlement made before 1 January 2019, as well as all placement made before 5 March 2018 will not be affected by this revision.

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