OVERSEAS PROPERTY FINANCING
Expand your investment portfolio overseas
Overseas Property Financing offers mortgage financing options for properties in Australia and United Kingdom.
Overseas property
For residential properties in United Kingdom and Australia. Financing for investment purposes only, not for dwelling.
For residential properties in United Kingdom and Australia. Financing for investment purposes only, not for dwelling.
Loan denomination
MYR-denominated loan without foreign exchange risks on your monthly repayment throughout your loan period.
MYR-denominated loan without foreign exchange risks on your monthly repayment throughout your loan period.
Loan repayment period
Repayment period of up to 30 years, or up to 70 years old, whichever is earlier.
Repayment period of up to 30 years, or up to 70 years old, whichever is earlier.
Option
Redraw up to the amount prepaid with regards to redrawable prepayment, as and when you need to (applicable only to MYR-denominated loan).
Redraw up to the amount prepaid with regards to redrawable prepayment, as and when you need to (applicable only to MYR-denominated loan).
Interest calculation
Interest calculated on daily rest basis.
Interest calculated on daily rest basis.
Learn more about location-specific overseas loan details.
United Kingdom
Finance the purchase of property in London or refinance your existing property loan
| Maximum loan amount | Up to 70%* Loan-to-value (LTV) |
| Property status | Completed and Off-plan property# |
Australia
Finance the purchase of property in Melbourne, Perth, Sydney and Brisbane or refinance your existing property loan.
| Maximum loan amount | Up to 70%* Loan-to-value (LTV) |
| Property status | Completed and Off-plan property# |
*Applicable to MYR-denominated loan - In compliance to Notice 3: Investment in Foreign Currency Asset (formerly ECM 9: Investment Abroad). If applicant has domestic Ringgit borrowing, he/she is only allowed to invest abroad for own account that is funded by conversion of Ringgit up to RM1 million or its equivalent per calendar year.
*Applicable to foreign current denominated loan - Notices on Foreign Exchange Administration Rules - Notice 2: Borrowing and Guarantee. Applicant is allowed to borrow in foreign currency up to RM10 million equivalent in aggregate from a licensed onshore bank or non-resident.
#Off-Plan property is a property before a structure has been constructed upon it.
Eligibility requirements
Age
18 and 70 years old
Nationality
Malaysian
Permanent Residents
Income
Minimum monthly gross income of RM5,000
* Subject to Terms and Conditions
Important notices
All applications for OCBC Overseas Property Financing are subject to OCBC Bank's credit assessment and approval and other applicable terms and conditions. The products and services of OCBC Bank (Malaysia) Berhad ("OCBC") described in this site are available only in Malaysia.
OCBC does not warrant or represent that the information in this site is suitable for your use. Any device / recommendations contained in this website had been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice / recommendations, please consider whether it is appropriate for your circumstances or seek independent advice. All applications for credit are subject to OCBC's credit assessment criteria.
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