Deposits  
We have different types of savings products that grow your money, while giving you access to your money around the clock, across the world. Choose from a range of account types and enjoy attractive returns.
Wadi’ah Current Account-i
The bank will guarantee the safe custody of your money (Wadi’ah Yad Dhamanah). The bank, at its sole discretion, may provide returns in the form of ‘hadiyyah’ or profit to you as a token of appreciation.

Eligibility
  • Account may be opened by a firm, company, society / club / association, professional practice, external customers, government or statutory bodies.

Minimum Initial Deposit
  • RM1,000 – subject to change.



Mudharabah General Investment Account-i
These investment accounts operate under the contract of Mudharabah (trustee profit-sharing). There is no fixed return on investment. Instead, the bank and customer are to agree on a profit-sharing ratio for distribution of profit from utilisation of funds.

Note: Returns as based on indicative rates only.

Eligibility
  • Account may be opened by a firm, company, society / club / association, professional practice, external customers, government or statutory bodies.

Profit rates
  • In terms of profit distribution, it will be distributed between the bank and you in an agreed pre-determined profit-sharing ratio; for example 80:20 or 70:30.

Fees and charges
  • Request for additional statements will cost RM10 each.
  • For other fees and charges, please refer to the Fees & Charges


Commodity Murabahah General Investment Account-i
These are investment accounts that are based on principle of Bai’ Tawarruq (tripartite commodity trading).

The bank facilitates transaction as an agent for you to undertake the purchase and sale of commodity. The bank then purchases the commodity from you at the bank’s purchase price payable on a deferred term at the end of the investment tenure. Unlike Mudharabah GIA-i, return on investment for CM GIA-i is fixed upfront.

Eligibility
  • Account may be opened by a firm, company, society / club / association, professional practice, external customers, government or statutory bodies.

Profit rates
  • The profit rate will be made known upfront to assist you in making an informed investment decision.

Fees and charges


Wadi’ah Foreign Currency Call Account-i
An alternative foreign currency current account that provides businesses with the convenience of depositing and transacting deposit and transact in foreign currencies.

Wadi‘ah Foreign Currency Call Account-i (WFCCA-i) Account is a non-chequing depository account denominated in any of the approved major currencies other than Malaysian Ringgit (MYR). It is an alternative foreign currency current account that provides businesses with the convenience of depositing and transacting deposit and transact in foreign currencies.

This product is based on the Shariah principles of Wadi‘ah Yad Dhamanah (guaranteed safe keeping) and Bai‘ Al-Sarf (buying and selling of currencies).

Eligibility
  • Account may be opened by a firm, company, society / club / association, professional practice, external customers, government or statutory bodies.

Available currencies
  • USD
  • SGD

Fees and charges
  • Subject to a half-yearly service charge of USD20, or its equivalent, per account in other currencies.
  • For other fees and charges, please refer to the Fees & Charges

Rates
Click here to view Islamic Deposit Rates.