OCBC MULTI CURRENCY TERM DEPOSIT

A term deposit for multiple currencies

Why you will love this
Who is eligible

Why you will love this

Multiple currencies and tenures available

Place cash in the Multi Currency Term Deposit as security for wealth financing

Who is eligible

Age 18 and above

OCBC Premier Banking clients and OCBC Premier Private Client

An account within the Wealth Portfolio for clients with wealth financing facilities

Tenures

Available currencies and tenures

Initial deposit
Tenure available

Currency	Initial deposit	Tenure available
Malaysia Ringgit	MYR 1,000	1 - 12 months
Sterling Pound	GBP 5,000	1 week, 2 weeks, 1 month, 2 months, 3 months, 6 months, 9 months and 12 months
Singapore Dollar	SGD 10,000
US Dollar	USD 10,000
Australian Dollar	AUD 10,000
Canadian Dollar	CAD 10,000
Euro Dollar	EUR 10,000
New Zealand Dollar	NZD 10,000
Japanese Yen	JPY 1,000,000
Chinese Yuan	CNH 10,000	1 month

Initial deposit
Tenure available

Currency	Initial deposit	Tenure available
Malaysia Ringgit	MYR 1,000	1 - 12 months
Sterling Pound	GBP 5,000	1 week, 2 weeks, 1 month, 2 months, 3 months, 6 months, 9 months and 12 months
Singapore Dollar	SGD 10,000
US Dollar	USD 10,000
Australian Dollar	AUD 10,000
Canadian Dollar	CAD 10,000
Euro Dollar	EUR 10,000
New Zealand Dollar	NZD 10,000
Japanese Yen	JPY 1,000,000
Chinese Yuan	CNH 10,000	1 month

Currency	Initial deposit	Tenure available
Malaysia Ringgit	MYR 1,000	1 - 12 months
Sterling Pound	GBP 5,000	1 week, 2 weeks, 1 month, 2 months, 3 months, 6 months, 9 months and 12 months
Singapore Dollar	SGD 10,000
US Dollar	USD 10,000
Australian Dollar	AUD 10,000
Canadian Dollar	CAD 10,000
Euro Dollar	EUR 10,000
New Zealand Dollar	NZD 10,000
Japanese Yen	JPY 1,000,000
Chinese Yuan	CNH 10,000	1 month

INTEREST RATES

Multi Currency Term Deposit (MYR)

Current annual rate for Malaysian Ringgit. Effective from 1 October 2024.

Tenure	Current Rate (% per annum)
1 - 2 months	2.40
3 months	2.55
4 -5 months	2.55
6 months	2.60
7 - 11 months	2.60
12 months	2.60

Multi Currency Term Deposit (FCY)

current promotion

Grow your future with an extra 0.60% p.a. on top of published rates

Whether you are planning for your child’s education, a memorable holiday, or investments, enjoy this promotional rate when you lock in a 3-month or 6-month Multi Currency Term Deposit with us.

Eligible products: OCBC Multi Currency Term Deposit (FCY) (“MCTD FCY”)
Eligible currencies: AUD, USD, SGD and GBP
Minimum placement: 1,000 units in the respective foreign currency
Placement method: Over-the-counter only

Promotional period: 17 March 2025 to 30 June 2025

Check out current rates

Important details

Before you apply

Terms and conditions

Terms and conditions governing both OCBC Premier Banking and Premier Private Client

OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions (EN)

Phone and Electronic Mail Instruction Services Terms and Conditions (EN)

OCBC Premier Banking and OCBC Premier Private Client Terms and Conditions (BM)

Phone and Electronic Mail Instruction Services Terms and Conditions (BM)

Terms and Conditions for OCBC Multi Currency Term Deposit (FCY) (“MCTD FCY”) Promotion

Important notes

Product Information Sheet (EN)

Product Information Sheet (BM)

Product Information Sheet (CN)

PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor. Learn more

Deposit protection is automatic.
PIDM protects depositors holding deposits with banks.
There is no charge to depositors for deposit insurance protection.
Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.