Pledge your assets for extra cash

Get standby funds up to the approved credit limit

Access extra cash

Interest is charged only on amount used, depending on collateral pledged

Use these assets you have with OCBC to secure an overdraft:

  • Fixed deposits
  • Unit trusts
  • Property
  • Shares
  • Single-premium insurance policies
  • Structured investments

Interest rates

Interest rates are dependent on the collateral pledged. Call us at 03 8317 5000 for more information.

Talk to us to find out more

Consult our customer service officers and get free advice for your education loan needs with no obligations.

Find nearest branch to apply

Call us at


03 8317 5000