Education Loan

The OCBC Education Loan can help to supplement the funds that you have set aside for your child’s higher education. Here is how you can benefit from it:
Helps to cover any shortfall of your existing study funds, up to RM250,000*.
Covers both local and overseas institutions, including twinning programmes.
Loan amount can be settled anytime without any penalty.
Stretch the repayment tenure up to 7 years.
*Subject to OCBC Bank’s credit assessment and approval; subject to terms and conditions as may be imposed.


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  • Borrower is a Malaysian resident with minimum monthly income of RM7,500.
  • Borrower is aged between 21 and 60 years old (both years inclusive).
  • Applicable for undergraduate and postgraduate programmes.
  • Accepted educational institutions that are listed in the Malaysian Qualifications Register.
Documents required
  • Photocopy of NRIC (front and back)
  • An original copy of University/College acceptance letter
  • An original copy of course fees schedule
  • Income documentation:
  • Last 3 to 6 months’ salary slips supported by EPF statements and/or Bank statements
  • Latest Borang B and payment receipts, supported by Bank statements (if applicable)
  • Business Registration Certificate and Current Account statements for the last 6 months
  • Kepong
  • Subang Jaya
  • Puchong
  • Klang
  • Cheras
  • Petaling Jaya
  • KL Main
  • Bukit Damansara
  • Ampang
  • Cheras
  • Kajang
  • Johor Bahru
  • Taman Molek
  • Batu Pahat
  • Melaka
  • Seremban
  • Muar
  • Kluang
  • Kulai
  • Segamat
  • Penang
  • Batu Maung
  • Ipoh Main
  • Taiping
  • Teluk Intan
  • Bukit Mertajam
  • Alor Setar
  • Kota Bharu
  • Kuantan
  • Kuching
  • Kota Kinabalu
  • Miri
  • Sibu
  • Sandakan