TravelMate
Eligibility
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You and your spouse must be Malaysians or permanent residents or work permit holders who are legally employed in Malaysia, and between 18 and 70 years of age.
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Your children must be aged between 1 month and 18 years old (or 23 years old, if they are in tertiary education).
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You can only purchase one such Policy for the same journey, where each trip must begin and end in Malaysia and where the maximum period for any one journey is 90 days.
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Buy travel insurance at least 14 days before your trip and we will compensate you for irrecoverable travel and accommodation expenses in the event of unexpected and unavoidable cancellation of a planned journey.
Quick Links
Choose from the 2 travel insurance plans
TravelMate offers you coverage with reimbursement for inconveniences, disruptions and medical expenses incurred while travelling.
Accidental Death & Permanent Disablement
|
Accidental Death & Permanent Disablement |
Value Plan
Basic coverage |
Signature Plan
Enhanced coverage |
|---|---|---|
|
Per Adult |
RM200,000 |
RM300,000 |
|
Per Child |
RM50,000 |
RM75,000 |
Medical & Compassionate Benefits
|
Medical Expenses*
|
Value Plan
Basic coverage |
Signature Plan
Enhanced coverage |
|---|---|---|
|
Per Adult |
RM200,000 |
RM300,000 |
|
Per Child |
RM50,000 |
RM75,000 |
|
Per Family |
RM500,000 |
RM750,000 |
|
Follow-up Medical Treatment in Malaysia*
|
||
|
Per Adult |
RM10,000 |
RM30,000 |
|
Per Child |
RM5,000 |
RM15,000 |
|
Per Family |
RM30,000 |
RM90,000 |
|
Follow-up Alternative Medicine in Malaysia*
|
||
|
Each Insured Person |
RM500 |
RM1,000 |
|
Per Family |
RM1,500 |
RM3,000 |
|
Emergency Medical Evacuation & Repatriation**
|
RM1,000,000 |
RM1,000,000 |
|
Repatriation of Mortal Remains**
|
RM1,000,000 |
RM1,000,000 |
|
Compassionate Visit Benefit**
|
RM5,000 |
RM15,000 |
|
Child Companion**
|
RM5,000 |
RM15,000 |
Travel Inconveniences
|
Travel Inconveniences |
Value Plan
Basic coverage |
Signature Plan
Enhanced coverage |
|---|---|---|
|
Flight Delay*
|
||
|
Each Insured Person |
RM1,500 |
RM3,200 |
|
Per Family |
RM4,500 |
RM9,600 |
|
Baggage Delay*
|
||
|
Each Insured Person |
RM1,000 |
RM1,600 |
|
Per Family |
RM3,000 |
RM4,800 |
|
Trip Curtailment Expenses*
|
||
|
Each Insured Person |
RM5,000 |
RM20,000 |
|
Per Family |
RM15,000 |
RM60,000 |
|
Trip Cancellation*
|
||
|
Each Insured Person |
RM5,000 |
RM20,000 |
|
Per Family |
RM15,000 |
RM60,000 |
|
Travel Overbooked*
|
||
|
Each Insured Person |
RM1,000 |
RM3,000 |
|
Per Family |
RM3,000 |
RM9,000 |
|
Travel Reroute*
|
||
|
Each Insured Person |
RM200 |
RM200 |
|
Per Family |
RM600 |
RM600 |
Loss of Items
|
Reimbursement for cost of obtaining replacement passports, travel tickets and other relevant travel documents* |
Value Plan
Basic coverage |
Signature Plan
Enhanced coverage |
|---|---|---|
|
Each Insured Person |
RM2,000 |
RM5,000 |
|
Per Family |
RM6,000 |
RM15,000 |
|
Loss of money due to theft*
|
up to RM1,000 |
|
|
Loss of Baggage / Personal Effects* |
||
|
Each Insured Person |
RM2,000 |
RM5,000 |
|
Per Family |
RM6,000 |
RM15,000 |
|
Per Article |
RM500 |
RM1,000 |
|
Loss of OCBC Credit Cards** |
RM500 |
RM500 |
Other Benefits
|
Loss of Deposit or Payment due to abscondment or insolvency of travel agents*
|
Value Plan
Basic coverage |
Signature Plan
Enhanced coverage |
|---|---|---|
|
Each Insured Person |
RM3,000 |
RM5,000 |
|
Per Family |
RM9,000 |
RM15,000 |
|
Hijacking Inconvenience |
|
|
|
Each Insured Person |
RM500 per day
|
RM3,000 per day
|
|
Per Family |
RM1,500 per day
|
RM3,000 per day
|
|
Automatic Extension of Cover
|
Up to 30 days |
Up to 30 days |
**Benefit amount payable per event basis.
For full details, please refer to product disclosure sheet.
Boost your coverage with optional add-ons
Sometimes, your basic travel coverage isn’t enough. That’s why we have 5 add-on options to cater to your travel needs.
Add-on Benefits (Optional)
Adventurous Activities Cover*
|
Covers activities listed in the Policy Accidental Death/Total Permanent Disablement Per Adult |
RM200,000 |
|
|
Per Child |
RM50,000 |
|
|
Per Family |
RM500,000 |
|
|
Medical Expenses* Per Adult |
RM200,000 |
|
|
Per Child |
RM50,000 |
|
|
Per Family |
RM500,000 |
|
|
Accidental Damage to Equipment** (Any one article or pair or set of articles – RM1,000) |
Up to RM5,000 |
|
Golfer’s Cover
|
Loss of or Damage to Golfing Equipment/Golf Clubs/Golf Bags/Golf Balls** (Limited to RM1,000 per golf club) |
Up to RM5,000 |
|
|
Breakage of Golf Clubs belonging to the Insured in the course of play or practice** (Limited to RM1,000 per golf club) |
Up to RM5,000 |
|
|
Hole In One golf shot during** • Normal Days • Tournaments |
RM500 RM1,000 |
|
Medical Extension
|
Hospital Allowance |
|
|
|
Each Insured Person |
RM300 per day
|
|
|
Per Family |
RM300 per day
|
|
|
Quarantine Allowance for Pandemic Influenza - Outside Malaysia (If you are quarantined while overseas) |
|
|
|
Each Insured Person |
RM200 per day
|
|
|
Per Family |
RM200 per day
|
|
|
Quarantine Allowance for Pandemic Influenza - In Malaysia (If you are quarantined upon your return to Malaysia) |
|
|
|
Each Insured Person |
RM200 per day
|
|
|
Per Family |
RM200 per day
|
|
Personal Liability and Rental Car Excess Cover
|
Personal Liability** |
Up to RM1,000,000 |
|
|
Rental Car Excess Cover** |
Up to RM5,000 |
|
Home Contents Benefit
|
Loss of or damage to Home Contents due to fire or
|
Up to RM50,000 per household |
|
|
Loss of money due to theft** |
Up to RM1,000 |
|
**Benefit amount payable per event basis.
For full details, please refer to product disclosure sheet.
