| Type of Charges |
Amount/Rate |
Annual Fee:
Visa/MasterCard |
| Card Type |
Principal (RM) |
Supplementary (RM) |
| World MasterCard |
388 |
188 |
| Great Eastern Platinum |
138 |
38 |
| FRANK MasterCard |
28 |
18 |
| Platinum |
188 |
68 |
| Titanium |
68 |
28 |
| Gold |
38 |
28 |
|
Finance Charges:
Retail Purchases |
| • |
15% p.a. (prompt payments for 12 consecutive months) |
| • |
17% p.a. (prompt payments for either 10 or 11 months within the past 12 consecutive months) |
| • |
18% p.a. (for card members who do not meet the above criteria) |
|
Finance Charges:
Cash Advance Fees / Casino Chip Fee |
18% p.a. of the cash advance/casino chips amount calculated on a daily basis from date of transaction. |
| Cash Advance Fees/Casino Chip Fees |
The cash advance fee is 5% of the amount advanced or a minimum of RM20, whichever is higher. This is imposed for each cash advance/casino chips transaction. |
| Minimum Monthly Repayment |
5% of the outstanding balance or a minimum of RM50, whichever is higher. |
| Late Payment Charge |
1% of the outstanding balance due or RM10, whichever is higher, up to a maximum of RM100.00. |
| Interest – Free Period for Retail Transactions |
20 days from the statement date provided that there is no outstanding balance in the cardholder’s account. If cardholder opts to make partial or minimum payment, finance charges on retail transactions will be imposed from the day the transaction is posted to the card account. |
| Conversion for Overseas Transactions |
The currency conversion rate is determined by Visa International & MasterCard Worldwide plus a standard administration charge of 1.25% and any transaction fee levied by Visa International and MasterCard Worldwide. |
Statement Retrieval Fee
a) Current to 2 months
b) Above 3 months |
Free of charge.
RM5 per statement. |
Other Charges:
a) Transaction Receipts Fee
b) Cheque Returned Fee
c) Card Replacement Fee
d) Over Limit Fee |
RM20 per original copy and RM15 per duplicate copy.
No charge.
RM50.
No charge. |