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OCBC Al-Amin
Personal Banking-i
Deposits
SmartSavers Account-i

SMARTSAVERS ACCOUNT-i

Earn profit when you save monthly without withdrawing

Why you will love this
Who can apply

Why you will love this

Choose your monthly deposit amount

Get profit rates of 0.85% or 1.25% a year when you make no withdrawals within the month

Get a base profit rate of 0.05% a year with any withdrawal in the month

Who can apply

Age 18 and above

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

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A flexible plan to grow your savings even more with up to 1.25% in profit a year by saving regularly and with no withdrawals.

HOW IT WORKS

Total amount deposited (RM) per month
RM0 — RM999.99
RM1,000 and above

No withdrawals during the calendar month (Profit rates*)
0.85% a year
1.25% a year

At least 1 withdrawal made during the calendar month (Profit rates*)
0.05% a year
0.05% a year

*Corresponding profit rate will apply to the total balance in the SmartSavers Account-i subject to total cumulative deposits amount made by the customer into their SmartSavers Account-i for every calendar month and any withdrawals from the SmartSavers Account-i made every calendar month.

The profit rates for this account are subject to revision in tandem with general direction of profit rates. Profit is calculated daily and will be credited at the end of each month.

EASY WAY TO ACCESS AND MANAGE YOUR MONEY

Track your money

View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking.

Find out more

Easy payments and transfers

Pay bills and transfer funds to accounts within OCBC, or to other banks’ accounts via MEPS interbank GIRO.

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Wide network of ATMs nationwide

OCBC ATM cards are accepted at all MEPS ATMs. Withdrawals can be performed at no charge at all OCBC ATMs.

Global access

Make withdrawals at over 1,000 OCBC ATMs in Malaysia and at Visa PLUS ATMs anywhere in the world.

BEFORE YOU APPLY

Eligibility requirements

Minimum age

18 and above

Nationality

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Documents required

Identity card or passport

Deposit requirements

Initial deposit

RM200

Minimum balance to maintain in account

RM20
(Any transactions resulting in the balance falling below minimum balance shall be rejected).

Terms and conditions

Terms and Conditions Governing Accounts-i (EN)

Terms and Conditions Governing Accounts-i (BM)

Terms and Conditions Governing the SmartSavers Account-i and SmartSavers Junior Account-i (EN)

Terms and Conditions Governing the SmartSavers Account-i and SmartSavers Junior Account-i (BM)

Important notices

Note: SmartSavers Account-i, SmartSavers Junior Account-i and iQ SmartSavers Account-i are collectively offered under the OCBC Al-Amin SmartSavers Plan-i

Product Information Sheet (EN)

Product Information Sheet (BM)

PIDM Disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

Deposit protection is automatic.
PIDM protects depositors holding deposits with banks.
There is no charge to depositors for deposit insurance protection.
Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.

Get Us to contact you

Provide us with your contact details so that we can better assist you.

Personal details

Full name

Email address

Contact number

Preferred arrangement

I confirm that I have read and I agree with the Security and Privacy Policies in relation to the collection, use and disclosure of my personal data by OCBC Bank (Malaysia) Berhad and OCBC Al-Amin Bank Berhad.

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