FIXED DEPOSIT-i

Secure higher returns with fixed tenures of up to 60 months

Why you will love this

Enjoy up to 2.60% profit a year

Enjoy the flexibility of making partial withdrawal, while the remaining balance continues to enjoy high profit rates

Flexibility to choose maturity period, ranging from 1 to 60 months, with a pre-determined profit rate

Who can apply

Age 18 and above

For individuals below 18, an in-trust account under a parent/guardian’s name is required

Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

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Fixed Deposit-i promotionAuspicious Chinese New Year rate of 3.65% p.a. with our 6-month Fixed Deposit-i plus stand a chance to receive RM88* cash reward.
Find out more

Grow your money with attractive Fixed Deposit-i rates.

FIXED DEPOSIT-i RATES

Giving you the flexibility to withdraw partially when you need it most while still growing your money with attractive Fixed Deposit-i rates on your remaining balance.

Tenure Rate of Return (% p.a.)
1 month

2.40
2 months

2.40
3 months

2.55
4 months

2.55
5 months

2.55
6 months

2.60
7 months

2.60
8 months

2.60
9 months

2.60
10 months

2.60
11 months

2.60
12 months

2.60
13 to 17 months

2.65
18 to 35 months

2.65
36 to 60 months

2.70

Giving you the flexibility to withdraw partially when you need it most while still growing your money with attractive Fixed Deposit-i rates on your remaining balance.

1 month
Tenure

2.40

2 months
Tenure

2.40

3 months
Tenure

2.55

4 months
Tenure

2.55

5 months
Tenure

2.55

6 months
Tenure

2.60

7 months
Tenure

2.60

8 months
Tenure

2.60

9 months
Tenure

2.60

10 months
Tenure

2.60

11 months
Tenure

2.60

12 months
Tenure

2.60

13 to 17 months
Tenure

2.65

18 to 35 months
Tenure

2.65

36 to 60 months
Tenure

2.70

Rates are indicative only.

For more information on latest Fixed Deposit profit rates offered, please call +603 8317 5000 (Personal Banking enquiries) or 1300 88 7000 (Business Banking enquiries).

current promotion
Strike fortune with 3.65% p.a. and an RM88* angpao

Strike fortune with 3.65% p.a. and an RM88* angpao

Scale new heights at the special rate of 3.65% p.a. with our 6-month Fixed Deposit-i and stand a chance for RM88* cash reward.

Promotional period: 23 January to 2 March 2025

Learn more

*After you have made a minimum placement of RM10,000 within the promotion period, you will be in the running to earn an RM88 cash reward subject to selection process as explained in the promotion terms and conditions. The cash reward to be given out in this Promotion is capped at RM49,984.

Terms and conditions apply.

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

BEFORE YOU APPLY

Eligibility requirements

Minimum age
18 and above
Nationality
Malaysian Citizens, Permanent Residents and Non-residents (subject to the country of origin)

Deposit requirements

Minimum initial deposit

1 month: RM5,000

2-60 months: RM1,000

Terms and conditions

Terms and Conditions Governing Accounts-i (EN)

Terms and Conditions Governing Accounts-i (BM)

Fixed Deposit-i Terms & Conditions

Important notices

Partial withdrawal must be in multiple of RM1,000 with minimum balance of RM1,000 to be maintained in the receipt.

Partial withdrawal applies to Fixed Deposit-i(s) of 2-month tenures and above only, and can only be done over the counter (OTC) at the Bank’s branches.

Partially withdrawn portions of the Fixed Deposit-i are not entitled to any profit regardless of the number of completed months at the time of withdrawal. Upon maturity, profit at the contracted rate is only payable for the Fixed Deposit-i amount that is not withdrawn prematurely.

Product Information Sheet (EN)

Product Information Sheet (BM)

PIDM disclosure

This deposit is protected by PIDM up to RM250,000 for each depositor.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my.

Fixed Deposit-i Terms & Conditions

For Ringgit Fixed Deposit-i placed on and after 5 March 2018 no profit will be paid at all for premature withdrawal/early settlement made on or after 1 January 2019. Premature withdrawal/early settlement made before 1 January 2019, as well as all placements made before 5 March 2018 will not be affect by this revision.

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