BUSINESS ACCESS-i AND BUSINESS SIGNATURE-i (qard)

A business banking tool tailored for your company to manage your business online

Why you will love this
Who can apply

Why you will love this

Based on the Shariah principle of Qard

A complete banking package to ease your business financials conveniently

Focus on managing your funds with your business banking needs covered

Who can apply

All businesses including SMEs as defined by SME Corporation Malaysia

A minimum initial deposit of RM50,000 for the Business Access-i package and RM250,000 for the Business Signature-i package

Get us to contact you

Ease your business financials while managing your funds with the OCBC Business Access Account-i or OCBC Business Signature-i, the complete package to meet your business banking needs conveniently.

FEATURES AND BENEFITS

Manage and monitor your transactions easily

Get an overview of your account information and balances in real-time, and receive e-Alerts of your transactions, and incoming and outgoing funds with OCBC OneTouch on the OCBC Malaysia Business Mobile Banking app.

Digital banking anytime, on the go

Handle all your banking needs 24/7 on mobile and desktop with OCBC Velocity, our award-winning digital business banking platform, and the OCBC Malaysia Business Mobile Banking app.

Learn more

Seamless local and overseas payments

Choose from a variety of methods to expedite fund transfers. We provide direct debit services from other bank accounts, real-time fund collections from FPX member banks and bulk cheque services for local transfers. For international transfers, remit funds quickly by Telegraphic Transfer (TT) or demand draft for non-urgent transfers.

Learn more

PRODUCT PACKAGE BENEFITS


Internet banking monthly fee
Free OCBC OneToken (digital token)
e-Alerts SMS Notification
Giro fee (per transaction)
Telegraphic Transfer cost of wires (per transaction)
RENTAS (per transaction)
Direct Debit (per transaction)
Online Group training (combined session with other companies)

Business Access-i
No charge
Up to 2 tokens
No charge
10 sen
RM5 (SGD & IDR) RM20 (other currencies)
RM2
No charge
No charge

Business Signature-i
No charge
Up to 4 tokens
No charge
No charge
RM5 (all currencies)
No charge
No charge
No charge

Before you apply

Eligibility requirements

Who can apply for Business Access-i and Business Signature-i

All small and medium enterprises incorporated in Malaysia.

Fees and charges

Minimum initial deposit for Business Access-i

RM50,000

Minimum initial deposit for Business Signature-i

RM250,000

Monthly account fee

RM20

View latest fees and charges

Terms and conditions

Protected by PIDM up to RM250,000 for each depositor.

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest/return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000.