Easy Payment Plan (EPP) for Credit Cards | OCBC Malaysia

OCBC EASY PAYMENT PLAN

Convert large purchases into small monthly instalments

Why you will love this

Convert purchases of RM500 or above into smaller monthly repayments

Get zero early exit fee

Easy application without paperwork

Who can apply

Existing OCBC Credit Card holders

With OCBC Easy Payment Plan, turn your dreams into reality by going for that life-changing trip, planning an unforgettable beach wedding or furnishing your house.

FEATURES AND BENEFITS

Pay lower monthly repayments

Convert purchases of RM500 or above into monthly repayments of as low as RM25 a month that can be stretched by up to 20 months.

Convert purchases of RM500 or above into monthly repayments of as low as RM25 a month that can be stretched by up to 20 months.

Get zero early exit fee

No early exit penalty if you opt to settle your easy payment early.

No early exit penalty if you opt to settle your easy payment early.

Apply easily

Applying is easy with no paperwork required.

Applying is easy with no paperwork required.

ONE-TIME HANDLING FEE
BEFORE YOU APPLY

Terms and conditions

OCBC Easy Payment Plan Terms and Conditions (EN/BM) 

All applications for OCBC Easy Payment Plan are subjected to approval at OCBC Bank's sole absolute discretion.

WAYS TO APPLY

Apply for OCBC Easy Payment Plan today

FAQS
Common questions
Will there be any fees and charges on the OCBC Easy Payment Plan?

Yes, there is a one-time handling fee based on the amount you convert and the tenure you select upon approval of your application which will be debited from your OCBC Credit Card.

What do I have to do before applying?

Please ensure that:

  • Your OCBC Card is activated and in good standing
  • Your Easy Payment Plan amount with one-time handling fees does not exceed your available credit card limit
  • You have no outstanding Statement Balance Due (as shown on credit card monthly statement)
How can I apply for Easy Payment Plan on Internet Banking website?
  • Login > Open an account > Easy Payment Plan ; OR
  • Login > Place the mouse cursor over your card number > Click “Apply for EPP” from the dropdown list