Builder Express Account

A 2-in-1 programme with a savings account
& an endowment plan

Minimum deposit

RM
15,000


Minimum monthly balance

RM
20


Maturity period

15
years


Limited premiums

8
years


Eligibility

  • Age 16 and above
  • Malaysians, Malaysia PRs and foreigners
How to apply

You should apply for a Builder Express Account and purchase a 15-year MaxSave Gold policy (endowment plan).

The sum assured for your policy will depend on your lump sum and monthly savings amount, as shown in the table below.

 

Lump sum amount

 

RM15,000

RM35,000

RM55,000

Monthly savings amount

Sum assured

RM500

RM20,000

RM30,000

RM40,000

RM800

RM30,000

RM40,000

RM40,000

RM1,300

RM50,000

RM60,000

RM60,000


The monthly savings amount can be transferred to your Builder Express Account via:

  • Cash-in ATM
  • Interbank GIRO
  • Standing instruction through any bank’s current or savings account


Amount in account:


RM100,000 and below

Above RM100,000

Builder Express

2.85% a year

0.50% a year

Premier

As high as

1.5% a year

View all Premier benefits


Interest for the Builder Express Account is calculated daily and credited monthly.

Online banking

Track your money

View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking.

Easy payments and transfers

Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO.

Access over 10,000 ATMs nationwide

Wide network

OCBC ATM cards are accepted at all MEPS ATMs. In Singapore and Malaysia, withdrawals are free at any OCBC or OCBC NISP ATM.

Global access

Make withdrawals at over 600 OCBC ATMs in Singapore and at Visa PLUS ATMs anywhere in the world.

Apply at one of our branches

Please bring along:
1
RM
15,000

for initial deposit

2
Identity card
or
Passport

Find nearest branch to apply
Locate
 

Important Notices

This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). PIDM insures eligible deposits for up to RM250,000 per depositor per bank. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each.

  • Deposit protection is automatic.
  • PIDM protects depositors holding deposits with banks.
  • There is no charge to depositors for deposit insurance protection.
  • Should a bank fail, PIDM will promptly reimburse depositors over their deposits.

For more information, refer to the PIDM information brochures that are available at our counters or go to the website at www.pidm.gov.my.

  This site is for information purposes only and does not constitute any offer or solicitation or advice to buy or sell any insurance plans. It is not a contract of insurance. The precise terms, conditions and definitions of MaxSave Gold plan are specified in the policy contract. Endowment plans are not bank deposits and are not obligations of or guaranteed or insured by OCBC Bank (Malaysia) Berhad (“OCBC Bank”). These insurance products are obligations only of the insurance company, GE Life Assurance. OCBC Bank hereby disclaims any liability for any loss or damage (including without limitation, loss of income, profits or goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages or any party including third parties) howsoever arising whether in contract, tort, negligence or otherwise in connection with the MaxSave Gold plan or any products or services provided or offered by GE Life Assurance. OCBC Bank does not endorse or recommend any products or services offered, or represent or verify any information given by GE Life Assurance. Other terms and conditions apply.