OCBC EBIZ ACCOUNT-i

The Shariah-compliant business account for SMEs

Why you will love this

100% online application process*

Low initial deposit of RM500

Complimentary digital tools*

*Find out more under “Benefits”

Who can apply^

Businesses registered with Suruhanjaya Syarikat Malaysia (SSM) – including SMEs as defined by SME Corporation Malaysia

Businesses wholly owned by Malaysian only

Shariah-compliant businesses

^Find out more under “Eligibility Requirements”

Read in

Build your business starting with the OCBC eBiz Account-i – the Shariah-compliant business account for SMEs.

BENEFITS
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100% online application*

No branch visits needed. Simply verify your identity via the eKYC verification portal.

*Subject to completion of online application process. If you need any assistance on the application, call us at 603-8314 9090.

No branch visits needed. Simply verify your identity via the eKYC verification portal.

*Subject to completion of online application process. If you need any assistance on the application, call us at 603-8314 9090.

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Low initial deposit

It only takes RM500 to open your first Shariah-compliant business account

It only takes RM500 to open your first Shariah-compliant business account

Complimentary digital tools

Stay on top of your business anytime, anywhere with the Business Mobile Banking app, OCBC Velocity (Internet Banking) and Business Financial Management.

Stay on top of your business anytime, anywhere with the Business Mobile Banking app, OCBC Velocity (Internet Banking) and Business Financial Management.

FX Online platform

View live FX rates and book contracts instantly via OCBC Velocity (Internet Banking).

View live FX rates and book contracts instantly via OCBC Velocity (Internet Banking).

Contactless payment solutions

Give your customers the option to pay via debit/credit cards or QR codes with OCBC Merchant Terminal and OCBC OneCollect.

Give your customers the option to pay via debit/credit cards or QR codes with OCBC Merchant Terminal and OCBC OneCollect.

Business debit card-i

Manage business expenses better when you link the OCBC Business Debit Card-i to your OCBC eBiz Account-i.

Manage business expenses better when you link the OCBC Business Debit Card-i to your OCBC eBiz Account-i.

Promotions
RM88 reward to be won with OCBC Business Account-i

Stand a chance to earn a RM88 cash reward when you open an OCBC eBiz Account-i with an initial deposit of RM500! Complete at least one digital transaction each month for three consecutive months from 1 January 2025 to 30 April 2025 (both dates inclusive).

Terms and conditions apply >
Frequently Asked Questions >

Transfer funds to Singapore and Mainland China with promotional rate
For limited time only, you can transfer your business funds to Singapore and Mainland China at a promotional flat fee of RM10 for SGD and RM30 for RENMINBI (CNH/CNY).

Learn more > 
Amazing cash rewards await you with OCBC OneCollect
Be among the first 200 customers to win RM100 cash prizes every month! Stand a chance to win up to RM3,000 when you collect DuitNow QR transactions.

Learn more >
BEFORE YOU APPLY

Eligibility requirements

Location of business incorporation and registration

All Shariah-compliant business registered with SSM

All directors / sole proprietors / partners must be citizens of Malaysia

Has a sole proprietor or up to 2 partners / directors

SSM report must be updated with the latest list of sole proprietor, partners, directors, shareholders

For businesses with more than 2 partners / directors, you may consider our MYR Business Current Account-i


Islamic financing contract

Shariah Contract

This product is based on the Shariah principle of Qard


Fees

Initial deposit

RM500

OCBC Velocity (Business Internet Banking)

Waived monthly fee

OCBC Velocity online training

RM20 (one-time charge)

OCBC OneToken (digital security token)

2 complimentary tokens
RM40 for each subsequent token


Cheque book

Cheque book

Apply at any OCBC Bank or OCBC Al-Amin branch




Important notices


READY TO APPLY?

Open your OCBC eBiz Account-i today.